11June 2025
Key Takeaways:
- Safety First: Check for structural hazards before anything else.
- Document Everything: Photos and notes are crucial for insurance claims.
- Temporary Fixes: Tarping and leak control can minimize further damage.
- Call the Pros: Contact T.A. Hughes Roofing for 24/7 emergency roof repairs in NJ.
- Insurance Tips: Learn what to say (and what not to say) when filing a claim.

Introduction: The Storm Is Over, But the Panic Begins
The storm has passed, but your roof didn’t survive. There’s water dripping into your living room, shingles scattered across the yard, and your heart is racing.
What do you do now?
In the first 24 hours after a roof failure, every minute counts. Delaying action can lead to:
- Severe water damage
- Mold growth (in as little as 48 hours)
- Expensive repairs beyond the roof itself
- This guide will help you:
- Stay safe
- Minimize damage
- Navigate insurance claims
- Get fast, professional help
Let’s take it step-by-step so you can regain control.
Step 1: Safety First—Is Your Home Still Safe to Stay In?
2.1. Assess for Immediate Danger
Before you worry about the roof, make sure it’s safe to be inside your home.
Red Flags That You Should Evacuate Immediately:
- Sagging ceilings (risk of collapse)
- Electrical hazards: Exposed wires, flickering lights, or outlets near water
- Structural instability: Cracked walls, shifting floors, or loud creaking noises
If you suspect a gas leak, electrical hazard, or structural collapse risk, leave your home immediately and call emergency services.
2.2. Don’t Climb on the Roof
Even if the rain has stopped, your roof is:
- Slippery
- Unstable
- Potentially hiding weak spots where you could fall through
Leave inspections to professionals like T.A. Hughes Roofing—we’re trained and equipped for dangerous conditions.
Step 2: Assess the Damage—From the Ground
3.1. What to Look For:
- Missing shingles or roof tiles
- Exposed roof decking (visible wood)
- Torn flashing around chimneys, vents, or skylights
- Debris impacts: Fallen branches or objects puncturing the roof
- Interior signs: Water stains, leaks, or sagging ceilings
3.2. Document Everything
- Take clear photos from different angles (inside and out).
- Use video to capture active leaks or large areas of damage.
- Note timestamps if possible to create a record for your insurance claim.
Step 3: Prevent Further Damage (Temporary Fixes You Can Do)
4.1. Tarp the Roof (If Safe)
If weather conditions allow and the area is accessible, you can:
- Cover holes with a heavy-duty waterproof tarp
- Secure the tarp with wood strips or sandbags (avoid nails—they can cause more leaks)
Pro Tip:
If it’s not safe to tarp yourself, skip it. Your safety is more important than temporary damage control.
4.2. Control Interior Leaks
- Place buckets or containers under leaks to catch water.
- Move furniture, electronics, and valuables out of wet areas.
- Use towels or mops to soak up standing water.
- Poke a small hole in bulging ceilings to relieve trapped water (prevents collapse).
Step 4: Contact a Professional Roofing Contractor—Fast
5.1. Why Time Is Critical
- Mold can start growing within 24–48 hours after water exposure.
- The longer you wait, the more extensive (and expensive) the damage becomes.
- Insurance companies may deny claims if they believe you delayed action.
5.2. Choose the Right Contractor
Not all roofers are created equal, especially after a storm.
- Beware of “storm chasers”—out-of-town contractors looking for quick jobs.
- T.A. Hughes Roofing offers:
-24/7 emergency roof repair in NJ
-Over 35 years of trusted local experience
Full insurance and licensing
✅ Contact T.A. Hughes Roofing Now for Emergency Repairs
Step 5: File Your Insurance Claim—The Smart Way
6.1. Contact Your Insurance Company ASAP
When you call:
- Be brief and factual: “My roof sustained storm damage. I need to file a claim.”
- Provide your photo and video evidence.
- Schedule an adjuster visit promptly.
6.2. What to Say (and What Not to Say)
DO say: You’ve secured the property and documented the damage.
DON’T say: “I think the damage was my fault” or speculate on causes. (Let the adjuster determine that.)
6.3. How T.A. Hughes Roofing Can Help
We provide:
- Professional damage assessments
- Detailed repair estimates for your claim
- Assistance with insurance documentation
Common Mistakes Homeowners Make (And How to Avoid Them)
- Waiting too long to call a professional
- Hiring unlicensed contractors for cheap, quick fixes
- Failing to document damage thoroughly for insurance
- Attempting dangerous DIY repairs without proper safety equipment
Real-Life Emergency Response: A T.A. Hughes Roofing
Success Story
“During a severe thunderstorm, a large tree limb crashed through our roof. We were panicked, but T.A. Hughes Roofing arrived within hours, secured the damage, and even helped us file our insurance claim. They turned a nightmare into a manageable situation.”
— The Ramirez Family, Burlington County, NJ
❓ FAQs About Storm Damage and Emergency Roof Repairs
- Is my roof damage considered an emergency?
If water is actively leaking inside, or structural damage is visible, yes. - Can I tarp the roof myself?
Only if it’s completely safe—otherwise, call professionals. - Does insurance cover emergency roof repairs?
Most policies cover storm damage, but check your specific policy details. - How fast can a contractor respond after a storm?
T.A. Hughes Roofing offers 24/7 emergency service in NJ. - What if I can’t reach my insurance company immediately?
Document everything, secure the area, and contact a trusted roofer to prevent further damage.
- Prioritize safety
- Document everything
- Call professionals quickly
✅ Contact T.A. Hughes Roofing for 24/7 Emergency Roof Repair